Secure Your Future with Trusted LIC Guidance

Plan, protect, and grow your wealth with expert LIC solutions. Get personalized insurance and investment advice to safeguard your family’s dreams.

Book Appointment

ENDOWMENT PLANS

CHILDREN PLANS

MICRO INSURANCE

MONEY BACK PLANS

Secure Your Future with Trusted LIC Guidance

Plan, protect, and grow your wealth with expert LIC solutions. Get personalized insurance and investment advice to safeguard your family’s dreams.

R.Arunan.MA

I am R.Arunan.MA, Chief Life Insurance Advisor with India’s No.1 Life Insurance Company – Life Insurance Corporation of India (LIC). With over 16+ years of experience, I have been helping individuals and families secure their financial future through trusted insurance and investment solutions.

Alongside LIC, I also provide comprehensive services in STAR Health Insurance, New India Assurance co LTD, and all types of Vehicle Insurance. My mission is to safeguard lives, ensure financial security, and create lasting peace of mind for my clients.

Our Mission

Our Vision

0 +

Happy Customers

0 +

Years of Experience

0 +

Awards Winning

Our Services

LIC - Life Insurance Corporation

A government-owned provider and one of India's largest insurers, focused on providing affordable and accessible life insurance.

Star Health Insurance
.

A leading health insurance company specializing in health plans for individuals and families, known for cashless claims and a wide hospital network.

New India Assurance

A public sector general insurance company offering a wide range of products, including motor, health, and property insurance, for both corporate and individual clients.

Why Choose Us

Dedicated Support

Always available to answer queries and assist with claims or policy servicing.

Long-Term Relationship

We don’t just sell policies; we stay with you throughout your journey.

Proven Track Record

Helping hundreds of clients secure their financial future.

Trusted Expertise

Years of experience in guiding families with the right LIC plans.

Personalized Solutions

We analyze your needs and recommend the best insurance options.

100% Transparency

Clear, honest, and reliable advice at every step.

Gallery

Proud Moments & Milestones

Highlighting the awards, milestones, and recognitions earned through dedication, trust, and service as a proud LIC agent.

Online Payment

LIC Payment Portal

Click Here

Paytm Payment

Click Here

Contact Us

Terms & Conditions

Arunan Insurance Point

1. Introduction

Welcome to Arunan Insurance Point. By accessing or using our website, services, or contacting us through phone, WhatsApp, email, or in person, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

2. Nature of Services

Arunan Insurance Point provides assistance and facilitation services related to:

Life Insurance

Health Insurance

Vehicle Insurance

General Insurance

Government-related services (Aadhaar, PAN, Voter ID, Driving License, Passport, etc.)

We act as a service facilitator/insurance advisor and not as the insurer. The final decision, approval, and policy issuance lie solely with the respective insurance company or government authority.

3. Accuracy of Information

Customers are responsible for providing accurate, complete, and truthful information.
Arunan Insurance Point is not responsible for policy rejection, claim rejection, delays, or cancellation due to incorrect, incomplete, or false information provided by the customer.

4. Insurance Policy Terms

All insurance policies are governed by the terms, conditions, exclusions, and clauses of the respective insurance company.
Customers are advised to read the policy document carefully once issued.

5. Premiums and Payments

Premium amounts are decided by the respective insurance company.

Any payment made towards insurance premium or service charges must be as per agreed terms.

Arunan Insurance Point is not responsible for changes in premium, taxes, or charges imposed by insurers or the government.

6. Claims Assistance

We provide claim guidance and support based on insurer procedures.
Final approval or rejection of claims is the sole responsibility of the insurance company. We do not guarantee claim approval.

7. Third-Party Links and Services

Our website or communication may include links or references to third-party websites or services.
Arunan Insurance Point is not responsible for the content, accuracy, or practices of third-party platforms.

8. Limitation of Liability

Arunan Insurance Point shall not be liable for:

Any indirect, incidental, or consequential losses

Delays caused by insurers, government departments, or external agencies

Technical issues, system downtime, or communication failures

9. Intellectual Property

All content on this website, including text, logos, images, and designs, is the property of Arunan Insurance Point and may not be copied, reproduced, or used without prior written permission.

10. Privacy and Data Protection

We respect customer privacy. Personal information shared with us will be used only for service-related purposes and handled responsibly.
We do not sell or misuse customer data.

11. Changes to Terms

Arunan Insurance Point reserves the right to modify or update these Terms & Conditions at any time without prior notice. Continued use of our services implies acceptance of the updated terms.

12. Governing Law

These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts in Tamil Nadu.

13. Contact Information

For any questions regarding these Terms & Conditions, please contact:
Arunan Insurance Point
📞 Phone / WhatsApp:
95 43 43 45 45

Privacy Policy

Arunan Insurance Point

1. Introduction

At Arunan Insurance Point, we are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you visit our website or use our services.

By accessing our website or contacting us through phone, WhatsApp, email, or in person, you agree to the practices described in this policy.

2. Information We Collect

We may collect the following types of information:

Personal Information

Name

Mobile number

Email address

Address

Date of birth

ID details (Aadhaar, PAN, Driving License, etc., if required for services)

Insurance-Related Information

Policy details

Vehicle details

Health or nominee information (as required for insurance processing)

Technical Information

IP address

Browser type

Device information (for website usage and security)

3. How We Use Your Information

We use your information for the following purposes:

To provide insurance and related services

To assist with policy issuance, renewal, and claims

To communicate updates, reminders, and service-related information

To comply with legal and regulatory requirements

To improve our customer service and website experience

4. Sharing of Information

We do not sell or rent your personal information.

Your data may be shared only with:

Insurance companies for policy issuance and claims

Government departments for document-related services

Service partners strictly for completing your requested service

Legal or regulatory authorities if required by law

5. Data Security

We take reasonable and appropriate security measures to protect your personal data from unauthorized access, misuse, or disclosure.
However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Customer Responsibility

Customers are responsible for:

Providing accurate and correct information

Informing us promptly about any changes in personal or policy details

Arunan Insurance Point is not responsible for issues arising from incorrect or outdated information provided by customers.

7. Cookies and Tracking

Our website may use cookies to enhance user experience.
Cookies help us understand website usage and improve performance. You can choose to disable cookies through your browser settings.

8. Third-Party Links

Our website or communications may contain links to third-party websites.
We are not responsible for the privacy practices or content of those external websites.

9. Data Retention

We retain customer information only as long as necessary to provide services, comply with legal obligations, or resolve disputes.

10. Changes to This Privacy Policy

Arunan Insurance Point reserves the right to update or modify this Privacy Policy at any time.
Any changes will be effective immediately upon posting on the website.

11. Consent

By using our website or services, you consent to this Privacy Policy and agree to its terms.

12. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact:

Arunan Insurance Point
📞 Phone / WhatsApp:
95 43 43 45 45

Refund Policy

Arunan Insurance Point

1. Introduction

This Refund Policy explains the terms under which refunds may be applicable for services provided by Arunan Insurance Point. By using our services, you agree to this Refund Policy.

2. Insurance Premium Refunds

All insurance premiums are collected on behalf of the respective insurance companies.

Refunds of insurance premiums, if applicable, are strictly governed by the terms and conditions of the concerned insurance company.

Arunan Insurance Point does not guarantee or control premium refunds once the amount is paid to the insurer.

3. Policy Cancellation

Any request for policy cancellation must be submitted as per the insurance company’s procedure.

Refund amounts, timelines, and deductions (if any) are decided solely by the insurance company.

Processing time for refunds depends on the insurer and may take several working days.

4. Service Charges

Service charges, consultation fees, or processing fees (if collected) are non-refundable, unless otherwise stated in writing.

Charges paid for document assistance or government-related services are not refundable once the service process has started.

5. Duplicate / Excess Payment

In case of duplicate or excess payment made to Arunan Insurance Point:

Customers must notify us within 3 working days of the transaction.

After verification, eligible refunds will be processed within a reasonable time frame.

6. Failed or Incomplete Transactions

If a payment is deducted but the service is not initiated due to a technical error:

The amount will be refunded or adjusted after proper verification.

Refund processing time may vary depending on the payment method and bank.

7. Claim-Related Refunds

No refunds are applicable for claim-related services, guidance, or assistance already provided.

Claim approval or rejection does not qualify for a refund of service charges.

8. Mode of Refund

Approved refunds will be processed through the original mode of payment wherever possible.

Arunan Insurance Point is not responsible for delays caused by banks, payment gateways, or insurers.

9. Changes to Refund Policy

Arunan Insurance Point reserves the right to modify or update this Refund Policy at any time without prior notice.

10. Contact Information

For refund-related queries, please contact:

Arunan Insurance Point
📞 Phone / WhatsApp:
95 43 43 45 45

Secure Your Future with Trusted LIC Guidance

Secure Your Future with Trusted LIC Guidance